	Electronic Check

How Electronic Check Works Point of Sale - POP Back Office - BOC Accounts Receivable / Lockbox - ARC Internet Checks - WEB Mail Order/Telephone-TEL Check 21


	Check Risk Management

Check Guarantee* Check Verification


	Check Recovery

Represented Checks - RCK Check Collection Return Fee Collection


	Check Management Tools

Image Repository Reconciliation & Returns Management Online Reporting & Management Consolidated Returns

* Subject to EnCircle
policies and procedures.

Represented Checks (RCK)

EnCircle's Re-Presented Check (RCK) services allows businesses to recover NSF paper checks by resubmitting them electronically via the Automated Clearing House (ACH). This innovative service reduces bad debt and saves time and money. With Re-Presented Check services, businesses can obtain faster check recovery and lower costs.

Re-Presented Check services can also be seamlessly combined with EnCircle's Consolidated Return, Imaging and Check Collection services for a comprehensive check solution with minimal implementation costs.

Benefits of the Re-Presented Check solution:

	Ability to resubmit NSF returns 2 times automatically.
	Faster reporting of returned items.
	Lower bank fees.
	Easy implementation.
	Optional consolidated returns.
	Optional imaging.
	Optional integrated check collection.
	Online reporting.
	Service fee revenue.